Features:

• Minimum balance to open - $25.00

Benefits:

• Two free withdrawals per month
• Four free withdrawals or transfers per month through the 24/7 Phone Bank or TransPecos Bank ATM
• Free monthly statements on a combined checking and savings statement
• Free phone inquiries and transfers through The 24/7 Phone Bank
• Must be linked to a checking account
• Free TransPecos Internet Banking   

Fees:

• $3.00 fee for withdrawals in excess of two
• $2.00 fee for withdrawals or transfers with the 24/7 Phone Bank or ATM in excess of four
• $15.00 fee if Account is Closed before 1st Cycle
• $25.00 fee to Reopen Account
• $1.00 service charge monthly if the balance in your account on any day of the statement cycle falls below $100.00
• Variable Rate