Description:
|
|
This account provides a basic checking
account with Overdraft Privilege and a tiered interest rate that increases as your balance
increases. |
Features:
|
- Minimum balance to open -
$2,500.00
- Monthly service charge if minimum balance not maintained
|
Benefits:
|
- Free ATM/Debit Card
- Free ATM withdrawals at TransPecos
Banks ATMs
- Unlimited check writing
- Free monthly statements
- Check and Deposit images
are returned with monthly statement
- Free phone inquiries and
transfers through The 24/7 Phone Bank
- Free TransPecos Internet
Banking
- First 200 wallet checks
free for new accounts
- $300 standard Overdraft
Privilege
- Up to $500 Overdraft
Privilege with direct payroll deposit
- Overdraft Privilege
subject to 60 day waiting period and other policy terms
- Interest is a tiered rate
structured as follows:
| $100,000.00 and over |
|
Rate Tier 1 |
| $50,000.00 to $99,999.99 |
|
Rate Tier 2 |
| $25,000.00 to $49,999.99 |
|
Rate Tier 3 |
| $10,000.00 to $24,999.99 |
|
Rate Tier 4 |
| $2,500.00 to $9,999.99 |
|
Rate Tier 5 |
|
Under $2,500.00 |
|
Rate Tier 6 |
| Variable rate |
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Fees:
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-
$1.00 fee for ATM withdrawals
from non-TransPecos Banks ATMs
-
$2.00 fee for Direct Inquiries
- $15.00 fee if Account is
Closed before 1st Cycle
- $25.00 fee to Reopen
Account
-
Monthly service charge if the balance in your
account on any day of the statement cycle falls below the amounts shown
below:
| Under $1,000.00 |
|
$10.00 |
| $1,000.00 to $2,499.99 |
|
$ 5.00 |
| $2,500.00 and over |
|
No Charge |
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