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Accounts: FREE CHECKING

 

Description:

Unlimited check writing with Overdraft Privilege and no monthly service charge.
 

Features:

  • Minimum balance to open - $100.00
  • Duplicate checks recommended

Benefits:

  • No minimum balance requirement
  • No monthly service charge
  • Free ATM/Debit Card
  • Free ATM withdrawals at TransPecos Banks ATMs
  • Unlimited check writing
  • Free monthly statements
  • Check and Deposit images are not returned with monthly statement
  • Free phone inquiries and transfers through The 24/7 Phone Bank
  • Free TransPecos Internet Banking
  • First 200 duplicate checks at half price
  • $300 standard Overdraft Privilege
  • Up to $500 Overdraft Privilege with direct payroll deposit
  • Overdraft Privilege subject to 60 day waiting period and other policy terms

Fees:

  • $1.00 fee for ATM withdrawals from non-TransPecos Banks ATMs
  • $15.00 fee if Account is Closed before 1st Cycle
  • $25.00 fee to Reopen Account
  • $2.00 fee for Direct Inquiries
  • $1.00 per item research and copy fee

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