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Accounts: REGULAR CHECKING

 

Description:                                         Unlimited check writing with Overdraft Privilege and the convenience of images of your checks and deposits.
 

Features:

  • Minimum balance to open - $100.00

Benefits:

  • Free ATM/Debit Card
  • Free ATM withdrawals at TransPecos Banks ATMs
  • Unlimited check writing
  • Free monthly statements
  • Check and Deposit images are returned with  monthly statement
  • Free phone inquiries and transfers through The 24/7 Phone Bank
  • Free TransPecos Internet Banking
  • First 200 wallet checks free
  • $300 standard Overdraft Privilege
  • Up to $500 Overdraft Privilege with direct payroll deposit
  • Overdraft Privilege subject to 60 day waiting period and other policy terms

Fees:

  • $1.00 fee for ATM withdrawals from non-TransPecos Banks ATMs
  • $2.00 fee for Direct Inquiries
  • $15.00 fee if Account is Closed before 1st Cycle
  • $25.00 fee to Reopen Account
  • Monthly service charge if the balance in your account on any day of the statement cycle falls below the amounts shown below:
Under $500.00   $8.00
$500.00 to $999.99   $6.00
$1,000.00 to $1,499.99   $4.00
$1,500.00 and over   No Charge


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